Form 1099-C And Canceled Debt: Is Forgiven Debt Taxable?

Form 1099-C And Canceled Debt: Is Forgiven Debt Taxable?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: September 4, 2026 If you received a Form 1099-C, the canceled amount on it is usually taxable income, and you generally report it on Schedule 1 of your Form...
Who Pays Back Taxes After Divorce?

Who Pays Back Taxes After Divorce?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: September 2, 2026 If you filed a joint tax return, you both do. The IRS treats a joint return as “joint and several,” which means each spouse is on...
Innocent Spouse Relief Vs Injured Spouse: Which One Do You Need?

Innocent Spouse Relief Vs Injured Spouse: Which One Do You Need?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 31, 2026 Two people sign one tax return, and later the IRS comes after both of them. If that’s you, there are two separate fixes, and people mix...
Can The IRS Take Your 401(k)? What Puts Your Savings At Real Risk

Can The IRS Take Your 401(k)? What Puts Your Savings At Real Risk

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 29, 2026 Yes, the IRS can take money from your 401(k). It’s legal, and unpaid back taxes are the trigger. But a levy on a retirement account is...
Partial Payment Installment Agreement: How To Pay The IRS Less

Partial Payment Installment Agreement: How To Pay The IRS Less

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 27, 2026 If you owe the IRS more than you can ever realistically pay, a partial payment installment agreement is the plan that can close the account for...
Can The IRS Take Your Passport In Michigan? Tax Debt Rules

Can The IRS Take Your Passport In Michigan? Tax Debt Rules

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 25, 2026 You booked the trip months ago. Then a renewal gets denied, or worse, you find out at Detroit Metro that your passport is dead. That is how...
What Happens After Your Offer In Compromise Is Accepted By The IRS

What Happens After Your Offer In Compromise Is Accepted By The IRS

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 23, 2026 Your offer in compromise got accepted. The hardest part is behind you, and the IRS has agreed to settle your tax debt for less than you owe....
How To File Back Taxes Without Records

How To File Back Taxes Without Records

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 21, 2026 Yes, you can file back taxes even if you have no W-2s, no 1099s, and no shoebox of receipts. The IRS already holds most of the income data...
Selling Or Refinancing A Home With An IRS Tax Lien

Selling Or Refinancing A Home With An IRS Tax Lien

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 19, 2026 Yes, you can sell or refinance a home that has an IRS tax lien on it. People do it every month. The lien makes the deal harder, not impossible,...
Can The IRS Garnish 1099 Wages? What Gets Taken

Can The IRS Garnish 1099 Wages? What Gets Taken

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: August 17, 2026 Yes, the IRS can garnish 1099 wages, though not the way it docks an employee’s paycheck. There’s no employer to withhold a slice...