How Long Before The IRS Pursues Unfiled Or Unpaid Taxes?

How Long Before The IRS Pursues Unfiled Or Unpaid Taxes?

The IRS typically begins collection actions within 1-2 months after missing tax filing deadlines, starting with CP14 or CP501 notices. If ignored, penalties escalate over 6-12 months, potentially leading to federal tax liens (public records against your property) and...
How To Keep Your Tax Refund Safe From Fraudsters

How To Keep Your Tax Refund Safe From Fraudsters

Tax refund theft occurs when criminals file fraudulent returns using stolen personal information, affecting over 240,000 Americans annually. You’ll typically discover the fraud when your legitimate e-filing gets rejected as a duplicate or when you receive...
What If The Employer Doesn’t Notify You Of Wage Garnishment?

What If The Employer Doesn’t Notify You Of Wage Garnishment?

When employers fail to notify employees about wage garnishment, workers face serious financial and legal consequences. Federal law requires employers to inform workers when wage garnishment orders arrive, including the garnishment amount, creditor name, and dispute...
What Is The Difference Between A Garnishment And A Levy?

What Is The Difference Between A Garnishment And A Levy?

A wage garnishment requires third parties like employers or banks to withhold a portion of your earnings and send it directly to the tax agency, continuing each pay period until the debt is paid or an alternative arrangement is made. A levy, on the other hand, allows...
Can I Have Two Wage Garnishments At One Time?

Can I Have Two Wage Garnishments At One Time?

Yes, you can legally have two wage garnishments at the same time, but strict federal limits protect most of your income from being seized. For typical consumer debts like credit cards and medical bills, only one garnishment is usually processed at a time, with the...