How To Keep Your Tax Refund Safe From Fraudsters

How To Keep Your Tax Refund Safe From Fraudsters

Tax refund theft occurs when criminals file fraudulent returns using stolen personal information, affecting over 240,000 Americans annually. You’ll typically discover the fraud when your legitimate e-filing gets rejected as a duplicate or when you receive...
What If The Employer Doesn’t Notify You Of Wage Garnishment?

What If The Employer Doesn’t Notify You Of Wage Garnishment?

When employers fail to notify employees about wage garnishment, workers face serious financial and legal consequences. Federal law requires employers to inform workers when wage garnishment orders arrive, including the garnishment amount, creditor name, and dispute...
What Is The Difference Between A Garnishment And A Levy?

What Is The Difference Between A Garnishment And A Levy?

A wage garnishment requires third parties like employers or banks to withhold a portion of your earnings and send it directly to the tax agency, continuing each pay period until the debt is paid or an alternative arrangement is made. A levy, on the other hand, allows...
Can I Have Two Wage Garnishments At One Time?

Can I Have Two Wage Garnishments At One Time?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: January 20, 2026 Yes. You can legally have more than one wage garnishment at the same time. But for ordinary consumer debts like credit cards and medical...
IRS Tax Audit Representation: Why Is It Important?

IRS Tax Audit Representation: Why Is It Important?

IRS tax audit representation is professional assistance from qualified tax experts like CPAs, enrolled agents, or tax attorneys who guide you through the audit process. These representatives protect your rights, handle IRS communications, and help minimize penalties...
Will Changing Jobs Stop A Wage Garnishment?

Will Changing Jobs Stop A Wage Garnishment?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: January 16, 2026 No, changing jobs will not stop wage garnishment. Court-ordered wage garnishments remain legally active regardless of No. Changing jobs...
How Much Debt Do You Need To File For Bankruptcy?

How Much Debt Do You Need To File For Bankruptcy?

There is no minimum debt amount required to file for bankruptcy in the United States. Federal bankruptcy law does not establish a specific dollar threshold, you can technically file with any amount of debt. However, whether bankruptcy makes financial sense depends on...
Wage Garnishment Exemption Guide: Income You Can Keep

Wage Garnishment Exemption Guide: Income You Can Keep

Wage garnishment cannot touch certain income sources protected by federal and state law. Social Security benefits, SSI, VA benefits, federal retirement payments, unemployment compensation, and workers’ compensation remain legally exempt from most creditor...
What Is One-Time Forgiveness From The IRS?

What Is One-Time Forgiveness From The IRS?

Written By: Michael Vale Reviewed By: Bridgette Austin, Esq., EA, Co-Founder and Tax Attorney Last Reviewed: November 13, 2025 The IRS does not have a single program literally called “one-time forgiveness.” It is a phrase taxpayers use for the handful of IRS options...
How Do Tax Relief Companies Work?

How Do Tax Relief Companies Work?

Tax relief companies help taxpayers resolve IRS debt through professional representation and negotiation. These firms act as intermediaries between you and tax authorities. They handle everything from initial consultations to final settlements. The process typically...